James Beckett, M.S.

James is a financial coach & author who has been studying personal finance for more than 15 years. He specializes in passive investing, budgeting, retirement planning & entrepreneurship, among other topics.

His passion is demystifying the financial world and making it accessible for everyone.

person calculating at a desk

Expense Ratio Calculator – The Real Cost Of Fees

Calculate the true cost of investment fees with our expense ratio calculator. Discover how even small differences in expense ratios can impact your long-term returns and learn how to find the right investment mix for your goals.

intuit mint screenshots of the app

Mint Budgeting App Review – 2023

Mint is a well-constructed personal finance and budgeting app with an array of tools designed to help you manage your money more effectively. See if Mint is the right platform for you.

personal capital dashboard across devices

Empower Review (Formerly Personal Capital) – 2023

Empower (formerly Personal Capital) offers free financial tools and access to financial advisors if you invest with them. Our review looks at the pros and cons of Empower from a real user’s perspective.